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Portfolio
Architecture

How we structure wealth across asset classes, risk levels, and time horizons — to deliver compounding outcomes with predictable income.

Income Today.
Growth Tomorrow.
Legacy Always.

Every P5 Privé portfolio is built on a three-layer architecture: a core income layer that generates reliable, predictable cashflows from preleased and income assets; a growth layer that provides capital appreciation through distress acquisitions and select alternatives; and a legacy layer that structures wealth for succession and multi-generational preservation.

Core Income Layer (50-60%)

Preleased commercial assets, income-generating real estate, private credit. Target: 7-9% net yield annually.

Growth Layer (25-35%)

Distress value properties, bank auction assets, select alternatives. Target: 20-40% total return over 2-4 year hold.

Legacy Layer (10-15%)

Startup co-investments, long-term land assets, offshore diversification. Target: 5-10x over 7-10 year horizon.

Six Dimensions of
Portfolio Intelligence

Income vs. Growth Allocation

We calibrate income and growth allocation to your life stage, liquidity requirements, and income replacement objectives — not to a generic template.

Real Asset Exposure

We target 40-60% real asset exposure for most HNI portfolios — providing inflation protection, tangible collateral, and income stability unavailable in financial assets.

Global Diversification

For eligible investors, we facilitate offshore diversification through compliant structures — providing currency hedging and access to global real estate and private markets.

Risk Calibration

Every portfolio is stress-tested against three scenarios: base case, moderate stress, and severe stress. Capital preservation thresholds are established and maintained.

Liquidity Planning

We maintain a rolling 12-month liquidity analysis for every client portfolio — ensuring sufficient liquid reserves without sacrificing return on long-term allocations.

Legacy Planning

Every portfolio above ₹10 Crore includes a formal legacy and succession assessment — documenting asset ownership structures, will integration, and family governance recommendations.

Your Portfolio Starts
With One Conversation